Pre-approval · Financeit
Financeit financing: estimate your payments
Estimate your payment in seconds, then request your quote on the same page. Fast, confidential pre-approval, no deposit, payment when the work is done.
No deposit · payment when the work is done
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Estimate your payment
Move the sliders: the result updates right away.
Starting rate. Your final rate depends on your credit file.
The last payment is adjusted to $13.87.
Approximate result
This calculation is an estimate. Your actual payment may vary with the final amount of the quote, your credit file and the rate approved by Financeit. For an exact figure, request a quote and we will work it out with you.
| Amount borrowed | Term | Monthly payment | Last payment |
|---|---|---|---|
| $5,000.00 | 60 months | $113.74 | $113.75 |
| $12,000.00 | 120 months | $179.10 | $179.71 |
| $25,000.00 | 180 months | $316.15 | $314.11 |
The information on this page is provided for information purposes only. Financing terms are set by Financeit and may change without notice; STM-Électrique is not responsible for them. For full details, contact Financeit directly.
How it works
Three steps, no deposit
You request your quote
With the form at the bottom of the page. Your financing estimate goes with it.
Pre-approval with Financeit
Fast and confidential. Your rate and final payment are confirmed at this step.
We do the work
No deposit. Payment is made when the work is done.
Online pre-qualification, directly with Financeit
You can also apply on your own, before or after the quote. According to Financeit, you find out in seconds if you pre-qualify, with no obligation and no commitment, and pre-qualification won’t affect your credit score.
Get pre-approved with FinanceitEligible projects
What you can finance
Financing is for homeowners, for STM-Électrique residential electrical work, including:
Frequently asked questions
Financing at a glance
How much can be financed?
From $1,000, over a term of 12 to 180 months.
What is the rate?
The rate starts at 12.99%. Your final rate depends on your credit file and on Financeit’s approval.
Is the rate fixed?
Yes. The rate is fixed for the whole term of the loan.
Can I pay it off early?
Yes. It is an open loan: you can pay it off at any time, with no penalty.
Who can apply?
Financing is for homeowners.
Is a deposit required?
No. No deposit: payment is made when the work is done.
Every two weeks or monthly?
The calculator shows both. Paying every two weeks means 26 payments a year instead of 12, so each payment is smaller.
Is the calculation exact?
It is an estimate. The exact amount comes from the quote and from Financeit’s approval.
Can I pay without financing?
Yes: payment when the work is done, no deposit, by Interac, credit, debit or cash.
Free quote
Request your quote with financing
Choose your project and send your request. Your financing estimate is attached automatically.